/* ============================================================
   S R FINANCIAL SERVICES — Design System
   Brand: Navy #0A1F44 (Trust) · Gold #D4AF37 (Wealth)
   Fonts: Montserrat (headings) · Poppins (body)
   ============================================================ */

:root {
  --navy: #0A1F44;
  --navy-800: #0d2755;
  --navy-700: #14315f;
  --gold: #D4AF37;
  --gold-dark: #b8952b;
  --gold-light: #e8cf7a;
  --white: #FFFFFF;
  --grey: #F5F5F5;
  --grey-200: #e9ebef;
  --grey-400: #b9bfca;
  --text: #1c2434;
  --text-muted: #5b6472;
  --shadow-sm: 0 2px 8px rgba(10, 31, 68, 0.06);
  --shadow: 0 8px 30px rgba(10, 31, 68, 0.10);
  --shadow-lg: 0 20px 50px rgba(10, 31, 68, 0.16);
  --radius: 14px;
  --radius-sm: 10px;
  --maxw: 1180px;
  --ease: cubic-bezier(0.22, 1, 0.36, 1);
}

*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: 'Poppins', system-ui, -apple-system, sans-serif;
  color: var(--text);
  background: var(--white);
  line-height: 1.65;
  font-size: 16px;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

h1, h2, h3, h4, h5 {
  font-family: 'Montserrat', system-ui, sans-serif;
  color: var(--navy);
  line-height: 1.2;
  margin: 0 0 0.5em;
  font-weight: 700;
}

h1 { font-size: clamp(2rem, 4.5vw, 3.25rem); letter-spacing: -0.5px; }
h2 { font-size: clamp(1.6rem, 3.2vw, 2.4rem); letter-spacing: -0.3px; }
h3 { font-size: 1.25rem; }

p { margin: 0 0 1rem; color: var(--text-muted); }

a { color: var(--navy); text-decoration: none; transition: color .2s; }
a:hover { color: var(--gold-dark); }

img { max-width: 100%; display: block; }

.container { width: 100%; max-width: var(--maxw); margin: 0 auto; padding: 0 24px; }

.section { padding: 88px 0; }
.section--grey { background: var(--grey); }
.section--navy { background: var(--navy); color: #dfe4ee; }
.section--navy h2, .section--navy h3 { color: #fff; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  font-family: 'Montserrat', sans-serif; font-weight: 600; font-size: 0.95rem;
  padding: 13px 26px; border-radius: 50px; border: 2px solid transparent;
  cursor: pointer; transition: all .25s var(--ease); text-align: center;
  white-space: nowrap;
}
.btn--gold { background: var(--gold); color: var(--navy); box-shadow: 0 6px 18px rgba(212,175,55,.35); }
.btn--gold:hover { background: var(--gold-dark); color: #fff; transform: translateY(-2px); box-shadow: 0 10px 24px rgba(212,175,55,.45); }
.btn--navy { background: var(--navy); color: #fff; }
.btn--navy:hover { background: var(--navy-700); color: #fff; transform: translateY(-2px); }
.btn--outline { background: transparent; border-color: var(--gold); color: var(--gold); }
.btn--outline:hover { background: var(--gold); color: var(--navy); }
.btn--ghost-light { background: rgba(255,255,255,.12); border-color: rgba(255,255,255,.4); color: #fff; }
.btn--ghost-light:hover { background: #fff; color: var(--navy); }
.btn--lg { padding: 16px 34px; font-size: 1.05rem; }

/* ---------- Header / Nav ---------- */
.header {
  position: sticky; top: 0; z-index: 100;
  background: rgba(255,255,255,.92); backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--grey-200);
  transition: box-shadow .3s;
}
.header.scrolled { box-shadow: var(--shadow-sm); }
.nav { display: flex; align-items: center; justify-content: space-between; height: 74px; }
.nav__logo { display: flex; align-items: center; gap: 10px; }
.nav__logo img { height: 46px; width: auto; }
.nav__brand { font-family: 'Montserrat', sans-serif; font-weight: 800; color: var(--navy); line-height: 1; }
.nav__brand small { display: block; font-size: .58rem; letter-spacing: 2px; color: var(--gold-dark); font-weight: 600; margin-top: 3px; }
.nav__links { display: flex; align-items: center; gap: 30px; list-style: none; margin: 0; padding: 0; }
.nav__links a { font-family: 'Montserrat', sans-serif; font-weight: 500; font-size: .95rem; color: var(--text); position: relative; }
.nav__links a::after { content:''; position:absolute; left:0; bottom:-6px; width:0; height:2px; background: var(--gold); transition: width .25s; }
.nav__links a:hover, .nav__links a.active { color: var(--navy); }
.nav__links a:hover::after, .nav__links a.active::after { width: 100%; }
.nav__cta { display: flex; align-items: center; gap: 14px; }
.nav__toggle { display: none; flex-direction: column; gap: 5px; background: none; border: 0; cursor: pointer; padding: 8px; }
.nav__toggle span { width: 26px; height: 3px; background: var(--navy); border-radius: 3px; transition: .3s; }

/* ---------- Hero ---------- */
.hero {
  position: relative; color: #fff; overflow: hidden;
  background: linear-gradient(120deg, var(--navy) 0%, var(--navy-800) 55%, #0f2a5c 100%);
}
.hero::before {
  content:''; position:absolute; inset:0;
  background:
    radial-gradient(circle at 85% 15%, rgba(212,175,55,.22), transparent 45%),
    radial-gradient(circle at 10% 90%, rgba(212,175,55,.10), transparent 40%);
}
.hero__grid { position: relative; display: grid; grid-template-columns: 1.1fr .9fr; gap: 50px; align-items: center; padding: 84px 0 96px; }
.hero__eyebrow { display:inline-flex; align-items:center; gap:8px; font-family:'Montserrat',sans-serif; font-weight:600; font-size:.8rem; letter-spacing:1.5px; text-transform:uppercase; color: var(--gold-light); border:1px solid rgba(212,175,55,.4); padding:7px 16px; border-radius:50px; margin-bottom:22px; }
.hero h1 { color:#fff; margin-bottom: 18px; }
.hero h1 .accent { color: var(--gold); }
.hero__lead { font-size: 1.15rem; color: #c9d2e4; max-width: 540px; margin-bottom: 30px; }
.hero__actions { display:flex; flex-wrap:wrap; gap:14px; margin-bottom: 34px; }
.hero__badges { display:flex; flex-wrap:wrap; gap: 22px; }
.hero__badge { display:flex; align-items:center; gap:9px; font-size:.9rem; color:#c9d2e4; }
.hero__badge strong { color:#fff; font-family:'Montserrat',sans-serif; }
.hero__visual { position: relative; }
.hero__card {
  background: rgba(255,255,255,.06); border:1px solid rgba(255,255,255,.14);
  border-radius: 20px; padding: 30px; backdrop-filter: blur(6px);
  box-shadow: var(--shadow-lg);
}
.hero__chart { display:flex; align-items:flex-end; gap:12px; height:170px; margin: 18px 0 22px; }
.hero__bar { flex:1; background: linear-gradient(180deg, var(--gold) 0%, var(--gold-dark) 100%); border-radius: 8px 8px 0 0; position:relative; animation: grow 1.1s var(--ease) both; }
.hero__bar span { position:absolute; top:-22px; left:50%; transform:translateX(-50%); font-size:.72rem; color:#c9d2e4; }
@keyframes grow { from { height: 0 !important; opacity:.3; } }
.hero__card-foot { display:flex; justify-content:space-between; border-top:1px solid rgba(255,255,255,.14); padding-top:16px; }
.hero__stat b { display:block; font-family:'Montserrat',sans-serif; font-size:1.5rem; color: var(--gold); }
.hero__stat small { color:#a9b4cc; font-size:.78rem; }

/* ---------- Section heading ---------- */
.head { text-align:center; max-width: 680px; margin: 0 auto 54px; }
.head--left { text-align:left; margin-left:0; }
.head .eyebrow { font-family:'Montserrat',sans-serif; font-weight:700; font-size:.8rem; letter-spacing:2px; text-transform:uppercase; color: var(--gold-dark); display:block; margin-bottom:12px; }
.head p { font-size: 1.05rem; }

/* ---------- Cards / Services ---------- */
.grid { display:grid; gap: 26px; }
.grid--3 { grid-template-columns: repeat(3, 1fr); }
.grid--2 { grid-template-columns: repeat(2, 1fr); }
.grid--4 { grid-template-columns: repeat(4, 1fr); }

.card {
  background:#fff; border:1px solid var(--grey-200); border-radius: var(--radius);
  padding: 32px 28px; transition: transform .3s var(--ease), box-shadow .3s, border-color .3s;
  position: relative; overflow: hidden;
}
.card::before { content:''; position:absolute; top:0; left:0; width:100%; height:4px; background: var(--gold); transform: scaleX(0); transform-origin:left; transition: transform .35s var(--ease); }
.card:hover { transform: translateY(-6px); box-shadow: var(--shadow); border-color: transparent; }
.card:hover::before { transform: scaleX(1); }
.card__icon {
  width: 60px; height: 60px; border-radius: 14px; display:grid; place-items:center;
  background: linear-gradient(135deg, rgba(212,175,55,.15), rgba(212,175,55,.05));
  color: var(--gold-dark); margin-bottom: 20px;
}
.card__icon svg { width: 30px; height: 30px; }
.card h3 { margin-bottom: 8px; }
.card p { font-size: .95rem; margin-bottom: 0; }
.card__list { list-style:none; margin: 12px 0 0; padding:0; }
.card__list li { font-size:.86rem; color: var(--text-muted); padding: 3px 0 3px 20px; position:relative; }
.card__list li::before { content:'✓'; position:absolute; left:0; color: var(--gold-dark); font-weight:700; }
.card__tag { display:inline-block; font-size:.72rem; font-weight:600; font-family:'Montserrat',sans-serif; color: var(--gold-dark); letter-spacing:1px; }

/* ---------- Why Us ---------- */
.why { display:flex; gap:18px; align-items:flex-start; }
.why__ico { flex:none; width:52px; height:52px; border-radius:12px; background: var(--navy); color: var(--gold); display:grid; place-items:center; }
.why__ico svg { width:26px; height:26px; }
.why h3 { font-size:1.1rem; margin-bottom:5px; }
.why p { font-size:.92rem; margin:0; }

/* ---------- Stats strip ---------- */
.stats { display:grid; grid-template-columns: repeat(4,1fr); gap:20px; text-align:center; }
.stat b { display:block; font-family:'Montserrat',sans-serif; font-size: clamp(2rem,4vw,2.8rem); color: var(--gold); font-weight:800; }
.stat span { color:#c1cae0; font-size:.92rem; }

/* ---------- Testimonials ---------- */
.quote {
  background:#fff; border-radius: var(--radius); padding: 34px 30px; box-shadow: var(--shadow-sm);
  border:1px solid var(--grey-200); position:relative;
}
.quote__mark { font-family:'Montserrat',sans-serif; font-size:3.4rem; line-height:.6; color: var(--gold); opacity:.4; }
.quote p { color: var(--text); font-size:1rem; font-style:italic; }
.quote__who { display:flex; align-items:center; gap:14px; margin-top:16px; }
.quote__ava { width:48px; height:48px; border-radius:50%; background: linear-gradient(135deg,var(--navy),var(--navy-700)); color: var(--gold); display:grid; place-items:center; font-family:'Montserrat',sans-serif; font-weight:700; }
.quote__who b { font-family:'Montserrat',sans-serif; color: var(--navy); font-size:.95rem; }
.quote__who small { color: var(--text-muted); }
.stars { color: var(--gold); letter-spacing:2px; margin-bottom:6px; }

/* ---------- CTA band ---------- */
.cta-band { background: linear-gradient(120deg, var(--navy), #123063); color:#fff; border-radius: 22px; padding: 56px 48px; text-align:center; position:relative; overflow:hidden; }
.cta-band::after { content:''; position:absolute; right:-40px; top:-40px; width:220px; height:220px; background: radial-gradient(circle, rgba(212,175,55,.25), transparent 70%); }
.cta-band h2 { color:#fff; position:relative; }
.cta-band p { color:#c9d2e4; max-width:560px; margin:0 auto 26px; position:relative; }
.cta-band .hero__actions { justify-content:center; margin:0; position:relative; }

/* ---------- Forms ---------- */
.form { background:#fff; border-radius: var(--radius); padding: 34px; box-shadow: var(--shadow); border:1px solid var(--grey-200); }
.form__row { display:grid; grid-template-columns:1fr 1fr; gap:18px; }
.field { margin-bottom:18px; }
.field label { display:block; font-family:'Montserrat',sans-serif; font-weight:600; font-size:.85rem; color: var(--navy); margin-bottom:7px; }
.field label .req { color:#c0392b; }
.field input, .field select, .field textarea {
  width:100%; padding: 13px 15px; border:1.5px solid var(--grey-200); border-radius: var(--radius-sm);
  font-family:'Poppins',sans-serif; font-size:.95rem; color: var(--text); background: var(--white); transition: border-color .2s, box-shadow .2s;
}
.field input:focus, .field select:focus, .field textarea:focus { outline:none; border-color: var(--gold); box-shadow: 0 0 0 3px rgba(212,175,55,.15); }
.field textarea { resize:vertical; min-height:120px; }
.form__note { font-size:.82rem; color: var(--text-muted); margin-top:6px; }
.form__msg { display:none; padding:14px 16px; border-radius: var(--radius-sm); margin-bottom:18px; font-size:.92rem; }
.form__msg--ok { display:block; background:#e8f6ee; color:#1e7a44; border:1px solid #bfe3cd; }
.form__msg--err { display:block; background:#fdecea; color:#a5281c; border:1px solid #f5c6c2; }

/* ---------- Contact info ---------- */
.contact-info { display:flex; flex-direction:column; gap:24px; }
.contact-item { display:flex; gap:16px; align-items:flex-start; }
.contact-item__ico { flex:none; width:48px; height:48px; border-radius:12px; background: rgba(212,175,55,.14); color: var(--gold-dark); display:grid; place-items:center; }
.contact-item h4 { margin:0 0 3px; font-size:1rem; }
.contact-item p, .contact-item a { margin:0; font-size:.95rem; color: var(--text-muted); }
.map-wrap { border-radius: var(--radius); overflow:hidden; box-shadow: var(--shadow-sm); border:1px solid var(--grey-200); line-height:0; }
.map-wrap iframe { width:100%; height:340px; border:0; }

/* ---------- Trust badges strip ---------- */
.badges-strip { display:flex; flex-wrap:wrap; justify-content:center; gap: 14px 30px; }
.badge-pill { display:flex; align-items:center; gap:9px; font-family:'Montserrat',sans-serif; font-weight:600; font-size:.9rem; color: var(--navy); background:#fff; border:1px solid var(--grey-200); padding:10px 20px; border-radius:50px; box-shadow: var(--shadow-sm); }
.badge-pill svg { width:20px; height:20px; color: var(--gold-dark); }

/* ---------- Page hero (inner pages) ---------- */
.page-hero { background: linear-gradient(120deg, var(--navy), var(--navy-800)); color:#fff; padding: 66px 0; position:relative; overflow:hidden; }
.page-hero::before { content:''; position:absolute; right:-60px; top:-60px; width:280px; height:280px; background: radial-gradient(circle, rgba(212,175,55,.20), transparent 70%); }
.page-hero h1 { color:#fff; margin-bottom:10px; position:relative; }
.page-hero p { color:#c9d2e4; max-width:620px; margin:0; position:relative; }
.breadcrumb { font-size:.85rem; color: var(--gold-light); margin-bottom:16px; position:relative; }
.breadcrumb a { color: var(--gold-light); }
.breadcrumb a:hover { color:#fff; }

/* ---------- About ---------- */
.about-media { position:relative; }
.about-photo { width:100%; height:auto; background: transparent; filter: drop-shadow(0 18px 26px rgba(10,31,68,.22)); }
.about-badge { position:absolute; bottom:-22px; left:-22px; background:#fff; border-radius: var(--radius); padding:18px 22px; box-shadow: var(--shadow); border-top:4px solid var(--gold); }
.about-badge b { font-family:'Montserrat',sans-serif; font-size:1.8rem; color: var(--navy); display:block; line-height:1; }
.about-badge small { color: var(--text-muted); font-size:.8rem; }
.vm-card { background:#fff; border-radius: var(--radius); padding: 30px; border:1px solid var(--grey-200); box-shadow: var(--shadow-sm); border-left:4px solid var(--gold); }
.vm-card h3 { display:flex; align-items:center; gap:10px; }
.pillar { display:flex; gap:14px; align-items:flex-start; margin-bottom:18px; }
.pillar__no { flex:none; width:38px; height:38px; border-radius:10px; background: var(--gold); color: var(--navy); font-family:'Montserrat',sans-serif; font-weight:800; display:grid; place-items:center; }

/* ---------- Service detail rows ---------- */
.svc-detail { display:grid; grid-template-columns: 88px 1fr; gap:26px; padding:34px 30px; background:#fff; border:1px solid var(--grey-200); border-radius: var(--radius); box-shadow: var(--shadow-sm); transition: box-shadow .3s, transform .3s; }
.svc-detail:hover { box-shadow: var(--shadow); transform: translateY(-3px); }
.svc-detail__num { font-family:'Montserrat',sans-serif; font-weight:800; font-size:2.4rem; color: var(--grey-200); line-height:1; }
.svc-detail__ico { width:56px; height:56px; border-radius:14px; background: linear-gradient(135deg, var(--navy), var(--navy-700)); color: var(--gold); display:grid; place-items:center; margin-top:8px; }
.svc-detail h3 { margin-bottom:6px; }
.svc-detail .lead-line { font-style:italic; color: var(--gold-dark); font-weight:500; margin-bottom:10px; }
.chips { display:flex; flex-wrap:wrap; gap:8px; margin-top:12px; }
.chip { font-size:.8rem; background: var(--grey); color: var(--navy); padding:5px 13px; border-radius:50px; font-weight:500; }

/* ---------- Blog ---------- */
.post-card { background:#fff; border:1px solid var(--grey-200); border-radius: var(--radius); overflow:hidden; transition: transform .3s var(--ease), box-shadow .3s; }
.post-card:hover { transform:translateY(-6px); box-shadow: var(--shadow); }
.post-card__imglink { display:block; overflow:hidden; }
.post-card__img { aspect-ratio:16/9; width:100%; object-fit:cover; display:block; background: linear-gradient(135deg, var(--navy), var(--navy-700)); color: var(--gold); transition: transform .4s var(--ease); }
.post-card:hover .post-card__img { transform: scale(1.04); }
.post-card h3 a { color: var(--navy); }
.post-card h3 a:hover { color: var(--gold-dark); }
.post-card__body { padding:24px; }
.post-card__meta { font-size:.78rem; color: var(--gold-dark); font-weight:600; font-family:'Montserrat',sans-serif; letter-spacing:1px; text-transform:uppercase; }
.post-card h3 { font-size:1.15rem; margin:8px 0; }
.post-card p { font-size:.92rem; }

/* ---------- Legal / prose ---------- */
.prose { max-width: 820px; }
.prose h2 { font-size:1.5rem; margin-top:2em; }
.prose h3 { margin-top:1.6em; }
.prose p, .prose li { color: var(--text); }
.prose ul { padding-left:22px; }
.prose li { margin-bottom:8px; }
.notice { background: var(--grey); border-left:4px solid var(--gold); padding:20px 24px; border-radius: var(--radius-sm); margin: 24px 0; }
.notice p { margin:0; font-size:.95rem; }

/* ---------- Footer ---------- */
.footer { background: var(--navy); color:#aeb8cf; padding: 62px 0 0; }
.footer__grid { display:grid; grid-template-columns: 1.6fr 1fr 1fr 1.3fr; gap:40px; padding-bottom:44px; }
.footer h4 { color:#fff; font-size:1rem; margin-bottom:18px; }
.footer__brand img { height:52px; margin-bottom:16px; }
.footer p { color:#9aa5c0; font-size:.92rem; }
.footer__links { list-style:none; margin:0; padding:0; }
.footer__links li { margin-bottom:10px; }
.footer__links a { color:#aeb8cf; font-size:.92rem; }
.footer__links a:hover { color: var(--gold); }
.footer__contact li { display:flex; gap:10px; margin-bottom:12px; font-size:.9rem; color:#aeb8cf; align-items:flex-start; }
.footer__contact svg { flex:none; width:18px; height:18px; color: var(--gold); margin-top:3px; }
.footer__social { display:flex; gap:12px; margin-top:18px; }
.footer__social a { width:38px; height:38px; border-radius:10px; background: rgba(255,255,255,.08); display:grid; place-items:center; color:#fff; transition: background .2s; }
.footer__social a:hover { background: var(--gold); color: var(--navy); }
.footer__bar { border-top:1px solid rgba(255,255,255,.1); padding:20px 0; display:flex; flex-wrap:wrap; justify-content:space-between; gap:12px; font-size:.85rem; }
.footer__bar a { color:#9aa5c0; }
.footer__credit { color:#c3ccdf; font-weight:500; }
.footer__credit:hover { color: var(--gold); }
.footer__disclaimer { background: rgba(0,0,0,.2); padding:18px 0; font-size:.78rem; color:#8791ab; text-align:center; }

/* ---------- Floating buttons ---------- */
.float-wa { position:fixed; right:22px; bottom:22px; z-index:90; width:58px; height:58px; border-radius:50%; background:#25D366; box-shadow: 0 8px 24px rgba(37,211,102,.45); display:grid; place-items:center; animation: pulse 2.4s infinite; }
.float-wa svg { width:32px; height:32px; fill:#fff; }
@keyframes pulse { 0%{box-shadow:0 0 0 0 rgba(37,211,102,.5);} 70%{box-shadow:0 0 0 16px rgba(37,211,102,0);} 100%{box-shadow:0 0 0 0 rgba(37,211,102,0);} }
.float-call { display:none; }

/* ---------- Article (blog post) ---------- */
.article-meta { color:#c9d2e4; font-family:'Montserrat',sans-serif; font-size:.9rem; margin:8px 0 0; }
.article-hero { margin:0 auto 40px; max-width:900px; border-radius: var(--radius); overflow:hidden; box-shadow: var(--shadow); line-height:0; }
.article-hero img { width:100%; display:block; aspect-ratio:16/9; object-fit:cover; }
.prose blockquote { margin:28px 0; padding:18px 26px; border-left:4px solid var(--gold); background: var(--grey); border-radius:0 var(--radius-sm) var(--radius-sm) 0; }
.prose blockquote p { margin:0; font-size:1.08rem; font-style:italic; color: var(--navy); }
.prose hr { border:0; border-top:1px solid var(--grey-200); margin:32px 0; }
.prose a { color: var(--gold-dark); font-weight:500; text-decoration:underline; text-underline-offset:2px; }
.prose a:hover { color: var(--navy); }
.table-wrap { overflow-x:auto; margin:24px 0; }
.prose table { width:100%; border-collapse:collapse; font-size:.95rem; }
.prose th, .prose td { text-align:left; padding:12px 16px; border-bottom:1px solid var(--grey-200); }
.prose th { background: var(--navy); color:#fff; font-family:'Montserrat',sans-serif; font-size:.85rem; letter-spacing:.5px; }
.prose thead th:first-child { border-radius: var(--radius-sm) 0 0 0; }
.prose thead th:last-child { border-radius:0 var(--radius-sm) 0 0; }
.prose tbody tr:nth-child(even) { background: var(--grey); }

/* ---------- Reveal animation ---------- */
.reveal { opacity:0; transform: translateY(28px); transition: opacity .7s var(--ease), transform .7s var(--ease); }
.reveal.in { opacity:1; transform:none; }

/* ---------- Responsive ---------- */
@media (max-width: 940px) {
  .hero__grid { grid-template-columns:1fr; gap:40px; padding:60px 0 70px; }
  .hero__visual { max-width:460px; }
  .grid--3, .grid--4 { grid-template-columns: repeat(2,1fr); }
  .footer__grid { grid-template-columns:1fr 1fr; gap:32px; }
  .about-grid, .about-grid.grid--2 { grid-template-columns:1fr; }
}
@media (max-width: 760px) {
  .section { padding:60px 0; }
  .nav__links { position:fixed; inset:74px 0 auto 0; flex-direction:column; background:#fff; padding:24px; gap:6px; box-shadow: var(--shadow); transform:translateY(-140%); transition: transform .35s var(--ease); border-bottom:1px solid var(--grey-200); }
  .nav__links.open { transform:none; }
  .nav__links li { width:100%; }
  .nav__links a { display:block; padding:12px 4px; border-bottom:1px solid var(--grey); }
  .nav__cta .btn:not(.nav__toggle) { display:none; }
  .nav__toggle { display:flex; }
  .grid--3, .grid--4, .form__row { grid-template-columns:1fr; }
  .stats { grid-template-columns:1fr 1fr; gap:28px 12px; }
  .cta-band { padding:40px 24px; }
  .svc-detail { grid-template-columns:1fr; gap:14px; padding:26px 22px; }
  .svc-detail__num { font-size:1.8rem; }
  .footer__grid { grid-template-columns:1fr; }
  .about-badge { left:0; }
  .float-call { display:grid; position:fixed; left:22px; bottom:22px; z-index:90; width:58px; height:58px; border-radius:50%; background: var(--navy); box-shadow: var(--shadow); place-items:center; }
  .float-call svg { width:28px; height:28px; fill: var(--gold); }
}